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While all reasonable efforts have been made to substantiate the information on this Site, VM Financial Planning and Lonsdale Financial Group Ltd (Lonsdale), its directors, or employees, cannot guarantee the reliability, accuracy or completeness of the information on this Site. VM Financial Planning and Lonsdale cannot accept any responsibility or liability arising in any way for errors in, or omissions from, the information on this Site. In the event that any service rendered by the Company constitute a supply of services to a consumer under the Trade Practices Act 1974, then the Company's liability for any breach of any conditions or warranties implied under the Act shall not be excluded but will be limited to the cost of having the service supplied again.

Subject to the above paragraph, nothing in any paragraph of this disclaimer affects any rights or remedies to which you may be entitled under the Trade Practices Act 1974 or under the Corporations Law as a consequence of services being rendered by the Company. Each paragraph of this disclaimer shall be deemed to be separate and severable from each other. If any paragraph is found to be illegal, prohibited or unenforceable, then this shall not invalidate any other paragraphs.

Any projections or illustrations on this Site are based on assessments of current and likely future economic conditions, as well as past and likely future investment performances. Such figures are purely estimates and will vary with changing circumstances. The information on this Site is of a general nature only, and does not take into account your investment objectives, financial situation, or particular needs. Before making an investment decision, you should consider whether the investment is appropriate for your individual investment objectives, financial situation, and particular needs. We recommend that you seek professional advice in making an investment decision.

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